
Question 1
Let's find your golden ticket.
Start with where you're buying. Programs are set state by state, so this decides everything that follows.
Down payment assistance is offered through state housing agency programs as a second mortgage loan for eligible first-time homebuyers. Income, price, credit and funding limits apply, and terms can change.
Looking in more than one place? Use the zip of your favorite house so far.
Question 2
What are you looking to do?
Question 3
Have you owned a home in the last three years?
Question 4
How are you planning to cover the down payment and closing costs?
Question 5
Your credit, best estimate.
Ballpark is fine.
Question 6
Household income, best estimate.
Even the dog's, if he's pulling anything.
Question 7
How do you earn most of your income?
Question 8
Where are you in it?
Question 9
Are you working with a real estate agent?
Almost there
Who's the ticket for?
Almost there
Best email for Jack to follow up?
Last one
Best number for us to reach you?
Golden Ticket
- Good for
- One pre-approval review with Jack
- Issued by
- Jack Gilmore, NMLS 2602566
- Where
- Rhode Island
You're on Jack's list. Now he does the work.
This isn't your pre-approval. It's your seat at the table to get one. Jack calls you, usually the same business day, walks you through it, and tells you what still needs to happen.
A weak pre-approval helps you shop. A strong one helps you win.
Approval subject to credit, income and property review. Not a commitment to lend.
Based on what you told him
Worth checking in Rhode Island
Which of these actually fits, and which are open right now, is the first thing Jack sorts out on the call. Programs open and close during the year.
Not affiliated with or endorsed by any government agency, including HUD, FHA, VA or USDA. This is not a loan application and is not an offer to lend. Approval subject to credit, income and property review.