Jack Gilmore
VP of Mortgage Lending, Rate
Jack Gilmore is a licensed mortgage loan originator based in Providence, Rhode Island.
First-time buyers, repeat buyers, investors and homeowners refinancing all get the same thing: a straight answer on what they qualify for, and one person to call until closing.
- NMLS
- 2602566
- Lender
- Guaranteed Rate, Inc. D/B/A Rate, NMLS 2611
- Licensed in
- Rhode Island, Massachusetts and Connecticut
- Based in
- Providence, RI
- Verify
- NMLS Consumer Access
How a file moves with Jack
Call Jack first
You talk to Jack. He asks about the home, the timing and the income before anything gets pulled.
Get a written pre-approval
Once your documents are in, a written number you can put behind an offer. Most are ready the next business day.
Close with the same person
No hand-off to a processor you have never met. The number you called on day one is the number that picks up on closing day.
Jack was great from the start. Always kept in communication and was very persistent in helping me. I honestly didn't think it could be done but he got it done. He deserves an award for patience and virtue. lol. Thank you so much Jack for everything.
Who he works with
First-time and repeat buyers
Usually shopping before anyone has given them a number they trust. The first job is finding out what is actually affordable, not what a calculator says.
Investors and self-employed borrowers
People who earn well but do not show it as W-2 income. Bank statement, DSCR, profit and loss and 1099 programs exist for exactly this, and most lenders never bring them up.
Homeowners refinancing
Taking cash out to buy another property, consolidating debt, or just getting out of a loan that no longer fits.
What his clients say
5.0 across 17 reviews on Testimonial Tree. Read them all.
Jack is the only lender that I have worked with that listened to what my goals are and he executed to perfection. He was in constant communication even during the brainstorming phase up and through closing. I am very impressed by his character and looking forward to him being my lender for many more deals. A+++!
Agents
Jack works with agents across Rhode Island, Massachusetts and Connecticut and beyond. If you do not have one yet, he will point you to someone good in the market you are searching, and he has no stake in which one you pick.
Ask Jack
One person from your first call to closing day. Based in Providence, RI.